Recent Blog Posts

A $2500 Payday Loan Turned into $50,000 in Fees

One man in Kansas City borrowed $2500 in payday loans when his wife fell ill and ended up paying $50,000 in fees and interest over a five-year period. Here’s more on his story: Clark took out five separate loans of $500 from payday loan companies in Kansas City. Each of those had $95 bi-weekly interest payments. He juggled the loans, paying them... [Read more]


Citizen Action Joins Groups Opposing HR 5112

Tennessee Citizen Action has joined a group of 43 National and State Organizations opposing H.R. 5112, legislation that would hinder the Consumer Financial Protection Bureau’s (CFPB) ability to rein-in abusive practices. Here’s the full text of the letter sent to Congress today: The undersigned organizations urge you to oppose H.R. 5112... [Read more]


Tennessee Families Lose $226 Million a Year to Car Title Lenders

The Consumer Financial Protection Bureau’s latest report underscores the need for a strong, national rule that reins in the worst abuses of payday and car title lending, said Andy Spears, executive director of Tennessee Citizen Action. The CFPB’s report released today found car title loans, on average, carry a 300% annual percentage rate.  The... [Read more]


Payday Lending Costs TN Families $400 Million a Year

A recently-released study from the Center for Responsible Lending reveals that Payday and Car Title Loan Sharks are sucking more than $400 million out of the pockets of Tennessee families each year. Tennessee ranks 7th in the nation in the amount of money extracted from its families by these predators. Tennessee’s maximum interest rate for these... [Read more]


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Civil Justice

ALEC’s Money Laundering Machine Hits Tennessee

A recent news report out of Georgia turned up some disturbing happenings at the American... 


Miscarriage of Justice Act Deemed Unconstitutional

Back in 2011, we told you all about Governor Bill Haslam’s “Miscarriage... 


Loss of Senator Estes Kefauver 50 Years Ago Still Felt Today Loss of Senator Estes Kefauver 50 Years Ago Still Felt Today

The column by D. Bruce Shine pasted below ran today in the Kingsport Times-News today.... 


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Consumer Protections

Citizen Action Joins Groups Opposing HR 5112

Tennessee Citizen Action has joined a group of 43 National and State Organizations... 


CFPB Under Attack from Dark Money Group

The Consumer Financial Protection Bureau (CFPB) is facing attacks from a secretly-funded... 


ALEC’s Influence in Tennessee

We’ve told you before about one of ALEC’s favorite Tennessee lawmakers,... 


Read more posts from Consumer Protections