Consumer Protection – HB1189/SB1912

SPONSORS: Rep. Pat Marsh, Sen. Jamie Woodson

SUMMARY: Exempts brokers and insurance agents from the Tennessee Consumer Protection Act.

April 11, 2011 – Senate passed.
March 28, 2011 – House passed with amendment 1, which clarifies that the limitation on st…
May 3, 2011 – Signed by the Governor.

Bill history


  • Vote “NO” on HB1189
  • The goal of the TN Consumer Protection Act is to protect the rights of hardworking Tennesseans from fraudulent or abusive business practices.
  • If this bill is passed a Tennessee citizen will have no legal recourse to sue an insurance company who refuses to pay a claim. (For instance, if your insurance company fraudulently refuses to pay your flood insurance even though you followed the rules and had paid for your bill on time for decades.)
  • The TN Consumer Protection Act has promoted accountability in the insurance industry since 1977, why change good public policy now?
  • Now more than ever we need a robust Consumer Protection Act.
  • Now more than ever, hardworking Tennesseans need the protection from abusive business practices.