Public Justice and North Carolina Legal Team Hold Payday Lenders Accountable

Public Justice LogoFrom a Public Justice Media Release:

It took six years and countless briefs, motions, court dates and arguments. But, most of all, it took a determined team of public interest advocates to finally win justice for the tens of thousands of North Carolinians who turned to large payday lending companies in a time of desperation, only to be ripped off by the lender.

Advance America, the country’s largest payday lender, charged illegal fees and interest rates exceeding 450% – twelve and one half times the legal limit in North Carolina. Companies called “Check ‘n’ Go” and “Check into Cash” took similar advantage of their strapped customers, who needed quick relief from financial pressures, but were unable to get ordinary loans.

A great team of attorneys and Public Justice held them accountable.

After years of litigation in state, federal, and appellate courts, the three payday lenders were forced to pay over $45 million to the financially-struggling customers they illegally overcharged – thanks to Jerry Hartzell of Hartzell & Whiteman, LLC, in Raleigh-Durham, NC, and his co-counsel: former Public Justice Foundation President Mona Lisa Wallace and her colleague, John Hughes of Wallace & Graham, PA, in Salisbury, NC; Board Member Richard Fisher of Cleveland, TN; Public Justice Senior Attorney Paul Bland; Mal Maynard of the Financial Protection Law Center in Wilmington, NC; and Carlene McNulty of the North Carolina Justice Center in Raleigh.

We are proud to honor these outstanding attorneys with the Public Justice Achievement Award for their outstanding work in the North Carolina Payday Lending Litigation. The North Carolina Attorney General’s banishment of several major payday lenders will protect future borrowers from illegal lending schemes. But this superb team won justice in the courts for those already wronged.

The average payday loan interest rate in Tennessee is about 400%. Advance America has more than 20 locations in Middle Tennessee alone.


Related Posts:


4 Responses to “Public Justice and North Carolina Legal Team Hold Payday Lenders Accountable”
  1. navy bras says:

    Fantastic blog! Do you have anny recommendations for aspiring writers?
    I’m planning to start my own website soon but I’m a little lost on everything.
    Would you propose starting with a free platform like WordPress or go
    for a paid option? There are so many options ouut there that
    I’m totally overwhelmed .. Any suggestions? Kudos!

  2. It’s genuinely very difficult in this active life to listen news
    on TV, so I only use web for that reason, and obtain the most recent information.

  3. hey there aand thank you for your info – I’ve definitely picked up something nnew
    from right here. I did however expertise a few technical points using this
    web site, since I experienced to reload the website lokts of times previous to I could get iit to load properly.
    I had been wondering if your hosting iss OK?

    Not that I am complaining, but sluggish loading instznces times will often affect your placement in google and can damage
    your high-quality scire if ads and marketing with Adwords.
    Well I’m adding this RSS to my e-mail and could look out
    forr a lot more of your respective fascinating content. Ensure that yyou update his again very

  4. espadrilles says:

    Hey, I think your site might be having browser compatibility issues.
    When I look at your blog in Firefox, it looks fine but when opening in Internet Explorer, it has some overlapping.
    I just wanted to give you a quick heqds up! Other then that,
    terrific blog!

Speak Your Mind

Tell us what you're thinking...
and oh, if you want a pic to show with your comment, go get a gravatar!