Tennessee Families Lose $226 Million a Year to Car Title Lenders

The Consumer Financial Protection Bureau’s latest report underscores the need for a strong, national rule that reins in the worst abuses of payday and car title lending, said Andy Spears, executive director of Tennessee Citizen Action. The CFPB’s report released today found car title loans, on average, carry a 300% annual percentage rate.  The report […]

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Payday Lending Costs TN Families $400 Million a Year

A recently-released study from the Center for Responsible Lending reveals that Payday and Car Title Loan Sharks are sucking more than $400 million out of the pockets of Tennessee families each year. Tennessee ranks 7th in the nation in the amount of money extracted from its families by these predators. Tennessee’s maximum interest rate for […]

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Not Even Kidding

I’m not even kidding. House Speaker Beth Harwell held a press conference today to make what she labeled a “major healthcare announcement.” After Governor Haslam spent nearly a year and a half developing Insure Tennessee, the legislature has spent two consecutive sessions avoiding votes and serious discussions of the plan that would provide access to healthcare […]

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Middle Tennessee to Get Elder Justice Task Force

The Department of Justice this week announced the launch of 10 new Elder Justice Task Forces around the country, including one in the Middle District of Tennessee. From a press release: “Millions of seniors count on nursing homes to provide them with quality care and to treat them with dignity and respect when they are […]

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Beating Back the Shark Attack!

Thoughts on a visit to Washington, DC: You just sent a powerful message to policymakers in Washington, DC. This week, you told the stories of Tennessee families trapped in a cycle of debt by predatory payday lenders. And you told that story to the very regulators who have the power to make real change. I was honored […]

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Massey Stands Up for InsureTN

A recent profile of state Senator Becky Massey of Knoxville noted that she has been a consistent supporter of Governor Haslam’s proposed Medicaid expansion known as InsureTN. Specifically, the Nashville Ledger notes: …she voted twice in 2015 for Insure Tennessee as a member of the Senate Health and Welfare Committee, once in special session and once […]

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Will You Stand Up for Lara?

Jay and Gerri Gass need our help. They told their story in the Tennessean, now, they need action. Here’s what they had to say: Our daughter, Lara, a third-year law student at Washington and Lee, was traveling to her externship with a federal court judge when the Saturn Ion she was driving slammed into the back […]

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Time to Stop the Debt Trap

It’s time we stopped the debt trap created by Tennessee payday lending loan sharks. Tennessee Citizen Action is working every day to ensure we make the changes needed to protect consumers from an endless cycle of payday loan debt. And, our work is getting noticed: We think at the minimum, if we’re going to have […]

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Automatic for the People

There’s some great news about this year’s session of the Tennessee General Assembly. YES! You read that correctly. This year’s legislative session offers some truly good news. A pair of bills have been filed to make it easier for individuals to register to vote. We’ve always fought for greater access to the ballot box and […]

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Who Will Fight Back?

Steve Gill is at it again. He’s joined with a group of right-wing activists to form a new group, Tennesseans for Conservative Action.  This new group pledges to be involved in legislative advocacy to give tax breaks to the wealthy and weaken protections enjoyed by Tennessee workers. You can count on attacks on unions, efforts to weaken […]

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